We are an exclusively licensed provider of surcharging technology, specifically the Zero Cost Credit solution. PayCard Tech is a world leader in digital payments technology solutions for all businesses focused on minimizing the cost of taking payments. We provide scalable, innovative payment solutions for business-to-business (B2B) payments, consumer-to-business (C2B) payments, and Software-as-a-Service (SaaS).
All our solutions can be customized for specific industries.
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PayCard Tech’s Principles
We are a full-service technology solutions firm focused on modernizing how our clients receive payments to accelerate growth.
Paycard Tech coordinates integration across multiple platforms and various environments as a single-source provider. We are committed to satisfying your payment needs with carefully curated best-of-industry solutions to help you grow your business.
Service excellence, trust, integrity are our core values, which are the foundation of everything we do.
PayCard Tech design business payments solutions and infrastructure so you can efficiently automate and embed payments.
Unlocking operational efficiency and revenue drivers. Our digital payment processing solutions allow our clients to accept payments faster, more securely and fully automated, at the lowest cost.
Our main goal is to maximize the efficiency of your teams and reduce operational costs.
We have 35 years of Information Technology experience and work with the best in breed payment industry experts to deliver the technical support our clients rely on as an authority on next-generation payment solutions.
Digital Payment Experts
Surcharging Experts
We specialize in the industry’s best surcharging platform, which is a turn-key, compliant solution. We bundle alternate payments solutions to provide a seamless payment experience while minimizing costs.
The solution is transparent to the customer, while also allowing you to keep more of your profits. We accept credit cards at 0% cost for all merchants and achieve 100% compliance. We provide next-day and same-day funding for eCheck (ACH) payment acceptance. Our most popular standard bundle for our B2B clients.
We provide everything you need to process payments seamlessly. Our team is at every step of your integration. We are already integrated with many of the mainstream eCommerce platforms, providing you with a turn-key solution for your online marketplace.
PayCard Tech is not just a payments company, but a recognized authority and a strong advocate for merchant affordability and consumer fairness.
We are licensed with the only solution provider to file a brief in Expressions Hair Design v. Schneiderman, contributing real-world expertise to a landmark U.S. Supreme Court case. In March 2017, the Supreme Court held that state “no-surcharge” laws restrict constitutionally protected speech.
This victory was celebrated by the merchants and their amici, including not only businesses, such as Spirit Airlines, Kroger and Walgreens, but also policy experts and think-tanks advocating for solutions that lower transaction costs, especially for low-income or under-banked Americans, who more often pay with cash and debit.
This cause has united supporters across political lines, who emphasize that passing on the credit card fee is the best tool a merchant has for informing the customer of the transaction cost and giving the customer the incentive to reduce it.
PayCard Tech is proud to offer the market’s leading solution.