Are you looking to …

minimize the cost increase cash flow maximize efficiency

of your payment processing?

Paycard Tech is a Digital Payment Expert. We provide digital payment processing solutions for our clients to accept payments fast, secure, automated, and at the lowest cost.

Learn about Surcharging and ACH/ eCheck Processing

Automate Payments

Maximize payment efficiency, minimize costs, retain valuable time, increase cash flow with Fast Funding.

Reduce Costs

By 70-90% and transparent to the customer. Reduce your processing costs and financial overhead.

Turnkey Ready

Frictionless end-to-end implementation, with API, plugins with your current software.

“Our expanding business has increased the frequency of credit card payment. Traditionally this would have been a real expense concern. Since we have the turn key solution of Zero Cost Credit provided by PayCardTech we pay zero fees for receiving credit card payments and are fully compliant to the laws and regulations that apply. Thank you PayCardTech for helping us grow our business.” — Joe – CEO of a NJ global logistics firm.

“We’ve processed $25mm of credit card payments at zero cost. No other provider could do this for us. We haven’t experienced attrition or lost customers. The customers that preferred not to pay the credit card fee didn’t walk away, but instead switched to other forms of payment, such as a check or debit card, which cost us much less.” — Karen, COO of National distribution firm

It's Your Business. Money. Choice.

Millions of dollars are “lost” in the process for your customer’s convenience. PayCard Tech specializes in Zero Cost Credit solutions. It’s your money… wouldn’t you want to keep it?

The Problem :

Businesses pay over $100 Billion every year in card processing fees.

Every year.

In fact… in the next ONE HOUR, U.S. businesses will pay $16 MILLION in credit card fees! 

There has been a 77% increase in total interchange fees charged since 2012. 

And more increases are coming.

The Solution :

In Australia for example

(which introduced credit card surcharging ten years prior to the US)

more than 40% of businesses surcharge.

65% of B2B are using surcharging.

New rules now allow American businesses to offset the cost of credit card acceptance.

Start now to reduce processing costs by 70-90%.

Start Here

Increase Cash Flow with Fast Funding: You will receive the money collected the same day or the next day. Why wait?

We Are PayCard Tech

PayCard Tech is an exclusive licensed provider of surcharging technology, specializing in Zero Cost Credit solutions for Business and Commerce, and Intelligent Rate for Government and Education.

We are Digital Payment and Surcharging Experts: serving enterprise solutions that minimize payment costs.

What Industries Are Served?

Professional Services, Wholesalers, Transportation/logistics, Managed Services/consultants, Manufacturers, Retail, Associations, Membership Organizations, Healthcare, Franchises

Schedule A Discovery Call